The Refund Advance is an optional tax-refund related loan provided by MetaBank (it is not the actual tax refund). The amount of the loan and applicable interest will be deducted from tax refunds and reduce the amount that is paid directly to the taxpayer. Fees for other optional products or product features may apply. Tax returns may be filed electronically without applying for this loan.
The FastCashADVANCE is approved when the IRS accepts the tax return with funds issued as a check printed out of your tax professional's office or loaded onto the Walmart MoneyCard that was handed to you before you left your tax professional's office.
If your FastCashADVANCE request is approved and you requested a check, your tax professional will contact you when your check is ready to be picked up at your tax professional's office.
If you requested a Walmart MoneyCard, and you opted-in to email communications, you will be notified once money is loaded to your card. You may opt-in to email communications from the Walmart MoneyCard website.
If you are not approved for a FastCashADVANCE you will be notified of the denial. Denied advances will n
You may receive 25% of your refund amount for no cost - for a loan up to $2,000. Refund Advance Loans of 50% or 75% of the expected tax refund amount have an APR of 36%. The loan may be deposited onto a cashier's check or Walmart MoneyCard®. A monthly card fee may apply 30 days after first card funding.
Loans offered in amounts of $500 or 25%, 50%, or 75% of your expected tax refund from $500 - $6,000. Loan in the amount of $500 or 25% of your expected refund has an Annual Percentage Rate (APR) of 0%, a minimum loan amount of $500 and a maximum loan of $2,000. Loan in the amounts of 50% or 75% of your expected tax refund have an APR of 36.0%. For example, $3,000 representing 50% of expected refund borrowed over 24 day terms, total amount payable in a single payment is $3,071.01 with interest.